Terms of Service

Last Updated: October 1, 2025

Welcome to FinLit Enterprise (“Company,” “we,” “our,” “us”). These Terms of Service (“Terms”) govern your access to and use of our website finlitenterprise.com and related services, including funding assistance, credit repair, financial literacy education, mentorship, and digital products (collectively, the “Services”).

By accessing or using our Services, you agree to these Terms. If you do not agree, you must not use our Services.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. By using our Services, you represent and warrant that you meet this requirement.

2. Use of Services

  • You agree to use our Services only for lawful purposes and in compliance with all applicable laws and regulations.

  • You must not misuse our Services, including by attempting to interfere with the operation of our website, introducing malicious code, or engaging in fraudulent or misleading behavior.

  • Any information you provide must be accurate, complete, and up to date.

3. Accounts & Registration

Some features of our Services may require you to register for an account. You agree to:

  • Provide accurate and current information during registration.

  • Maintain the confidentiality of your login credentials.

  • Notify us immediately of any unauthorized use of your account.

We are not liable for any loss or damage resulting from your failure to safeguard your account.

4. Payments & Fees

  • Certain Services (such as funding programs, courses, or credit repair services) may require payment.

  • By making a purchase, you agree to provide valid payment information and authorize us (or our payment processors) to charge the applicable fees.

  • All fees are non-refundable unless otherwise stated in writing.

5. No Guarantee of Results

FinLit Enterprise provides education, mentorship, and funding assistance resources. We do not guarantee approval for funding, improvements to credit score, or specific financial outcomes. Results may vary depending on individual circumstances and actions.

6. Intellectual Property

  • All content, trademarks, logos, graphics, videos, guides, and materials on our website and Services are the property of FinLit Enterprise or its licensors and are protected by copyright, trademark, and other laws.

  • You may not copy, reproduce, distribute, or create derivative works without our express written consent.

  • You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal or business use, subject to these Terms.

7. Third-Party Services

Our Services may include links to third-party websites, tools, or services. We are not responsible for the content, accuracy, or practices of third-party providers. Use of third-party services is at your own risk and may be subject to separate terms.

8. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to fitness for a particular purpose, merchantability, and non-infringement.

We do not warrant that:

  • The Services will be uninterrupted, secure, or error-free.

  • Results obtained from the Services will meet your expectations.

9. Limitation of Liability

To the maximum extent permitted by law:

  • FinLit Enterprise, its affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill.

  • Our total liability for any claim relating to the Services shall not exceed the amount you paid (if any) for the use of the Services giving rise to the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless FinLit Enterprise, its officers, employees, partners, and affiliates from any claims, damages, liabilities, costs, or expenses arising from:

  • Your use of the Services;

  • Violation of these Terms;

  • Infringement of intellectual property or other rights of any third party.

11. Termination

We may suspend or terminate your access to the Services at any time, without prior notice, if you violate these Terms or engage in harmful conduct. Upon termination, all rights granted to you under these Terms will immediately cease.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed under the laws of the State of New Jersey, USA, without regard to conflict of laws principles.

Any disputes shall first be attempted to be resolved amicably. If not, disputes will be subject to binding arbitration or courts located in New Jersey, unless otherwise required by law.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. The updated version will be posted on this page with a revised “Last Updated” date. Your continued use of the Services after changes means you accept the revised Terms.

14. Contact Information

If you have any questions about these Terms, please contact us:

FinLit Enterprise
Address: 111 Town Square Pl, Jersey City, NJ 07310
Email: info@finlitenterprise.com
Phone: +1 908-641-3348
Website: https://finlitenterprise.com